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Monthly Income Scheme

The Monthly Income Scheme (MIS) is a unique scheme where members can invest a specific amount and get returns every month till the end of the tenure at our competitive MIS interest rate. Members can choose investment amount along with the duration and earn interest on the same.

Best Monthly Income Scheme (MIS)

Like other investment schemes of UniTrust Nidhi Ltd, MIS also promises guaranteed secure returns. Our Monthly Income Scheme is a unique scheme that allows members to invest a specific amount of money and get return every month within the defined tenure along with special MIS interest rate. Investment amount and duration can be selected by the member and interest can be gained on the same.

Monthly Income Scheme*

12 Months7%2.0%
24 Months7%4.5%
36 Months7%7.5%
48 Months7%11.0%
60 Months7%15.0%
Terms and Conditions :
  1. The minimum amount of MIS investment is ₹ 25,000 after which you may invest in the multiples of ₹ 10,000. We offer you an MIS interest rate of upto 11.00%. With such a higher rate of interest, UniTrust Nidhi Ltd offers you the best Monthly Income Scheme.
  2. No TDS will be deducted on interest paid by UniTrust Nidhi Limited on Deposits.
  3. Loans available against Deposit up to 75% of deposited amount after one month from the date of Deposit.
  4. Rate of interest on loan against Deposit would be 6% higher than applicable rate of interest on your Deposits.
  5. Payment before maturity date is allowed, in that case, Calculation of interest on pre-mature payment will be applicable as per Saving’s account rate of interest and already paid interest amount will be deducted from the principle amount

Disclaimer: All the products and services of the Nidhi are exclusively available for members of
UniTrust Nidhi Ltd.only.

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A- 601, Ganesh Plaza, Opp. Navrangpura Bus Stop, Navrangpura Ahmedabad Gujarat 380009 IN

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